Causes and Types of Bone Fracture

A bone fracture or a broken bone refers to a crack or a break in a bone; it is usually caused by a very strong force, such as the force of impact created in a car accident, a fall or a sports-related accident.

Bone fracture or broken bone has various types , including:

  • Closed or simple fracture;
  • Open (compound) fracture – the broken bone punctures and juts out through the skin;
  • Greenstick fracture – this fracture is frequently suffered by children. It is characterized by one side of the bone being broken, while and the other side is only bent;
  • Hairline fracture – or stress fracture, is fatigue-induced. It results from repeated stress and often occurs in the lower leg or foot. Activities that result to this type of fracture include jogging or running; and,
  • Comminuted fracture – this type of fracture is most often a consequence of a motor vehicle accidents. Here, a bone breaks or is shattered into more than two fragments.

While the symptoms of a fracture depends on the severity of the injury and the specific bone that has been fractured, these usually include pain, bruising and swelling; if the fracture occurs in a leg or an arm, the limb affected would be very hard, if not impossible, to use.

While some bone fractures would need surgery and surgical traction, others simply require a a plaster cast, to immobilize the bone, or the surgical insertion of metal plates or rods to hold the bone pieces together. There are fractures, though, that are considered more dangerous due to the possible complications that these may result to. Thus, in the case of fracture of the skull, there is risk of damage to the brain; a rib fracture, meanwhile can result to injury to chest organs, such as the lungs.

Broken bones may be reset and scarred tissues, corrected. These, however, can cause long-term issues with mobility and chronic pain that will necessitate continued costly medical treatment which may eventually cause financial difficulties for the patient and his/her family.

If the accident that resulted to the bone fracture is a consequence of someone’s reckless or negligent behavior, then the victim can (and should) pursue legal action against the liable party in order to recover compensation for all the damages resulting from the injury. Along this same line of thought, the law firm Russo, Russo & Slania says, “The effects that a serious injury can have on the lives of both victims and their loved ones can be considerable. For many, the physical and emotional challenges that these types of injuries can pose are often extraordinarily difficult to overcome. What’s more, injury victims are rarely in a position to be able to comfortably afford the costs of medical treatment and lost income that may result from the harm they have suffered.

The consequences these re often substantial. Fortunately, it is often possible for people in these situations to receive financial compensation when another person or party is responsible for causing their injuries or illness. Because of this, many victims are able to not only get the financial support they need to better deal with the aftermath, but are also able to get much-needed closure and justice.”

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Penalties Based on Frequency of Violation

Drunk-driving is listed with reckless driving, over-speeding and driver error: the leading causes of motor vehicle accidents in the United States. Car accidents in the U.S. have always numbered to more than five million annually, injuring more than two million and killing at least 30,000. According to the U.S. Department of Transportation’s National Highway Traffic Safety Administration (NHTSA), the usual offenders of the drunk-driving law are young drivers, specifically, those aged between 17 and 24.

The blood alcohol concentration (BAC) limit set by the U.S. government is 0.08% (the limit is lower for commercial truck drivers and individuals below the age of 21). Offenders caught will be charged with driving under the influence (DUI) or with the more serious offense, drinking while impaired/intoxicated (DWI) (some states do not make distinctions as to the severity of the offense between DUI and DWI).

DUI or DWI is a serious crime in the U.S. Penalties, as indicated in the website of Law Offices of Richard A. Portale, P.C., are:

  • First offense:
    • Up to 1 year jail-time
    • $500-$1000 in fines
    • Minimum 6 month license suspension
  • Second offense:
    • Up to 4 years jail-time
    • $1,000-$5,000 in fines
    • Minimum 1 year license suspension
    • Ignition Interlock Device required
  • Third offense:
    • Up to 7 years jail-time
    • $2,000-10,000 in fines
    • Minimum 1 year license suspension
    • Ignition Interlock Device required

Some states include revocation or suspension of driver’s license and/or the installation of an Interlock Ignition Device (IID) in the vehicle of the offender. An IID is a device like the breath analyzer. It measures the level of BAC in the driver. If the BAC level detected by the IID is higher than its programmed limit, it will automatically render the vehicle incapable of starting.

Drunk-driving accidents usually happen on weekends and on holidays. This is because, despite drinking, many simply refuse to believe that the alcohol they consume will impair them. People will have to realize that BAC reading is based on the concentration level of alcohol in one’s blood, regardless of whether he/she has high tolerance for alcohol. Thus, if charged, a really good criminal defense attorney would be his/her best ticket to an acquittal.

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Nursing Home Negligence: A Frightening Reality

Many families who lack proper resources to care for their elderly loved ones turn to nursing homes for assistance. These nursing homes have the necessary facilities that provide many elderly Americans with the appropriate level of care that’s crucial or their health and well-being. While the decision to move an elderly family member to a nursing home can clearly be difficult, it’s a choice that many families end up making because of the advantages it offers. Unfortunately, in some cases, these advantages are clouded by the frightening reality of nursing home negligence.

According to data from the Department of Health and Human Services, more than 2 million individuals aged 65 and older have reported to being victims of abuse. The type of abuse these people suffer can run the gamut—from physical harm to financial exploitation. According to Evans Moore, LLC, some of the most common cases of nursing home negligence include physical abuse, emotional abuse, sexual abuse, and theft. Many nursing home residents also commonly suffer from malnutrition, dehydration, and medication errors.

Confronting these instances of nursing home negligence is particularly challenging for the reason that they can be very difficult to observe. Much of the abuse in nursing homes happens between a resident and their caregiver. Families looking to protect their loved ones from these terrifying situations have to be particularly observant to see the signs that point to something suspicious.

Some of the warning signs that point to nursing home negligence and abuse include unexplained injuries, bed sores, rapid weight loss or weight gain, unsanitary living conditions, and sudden changes in behavior. If you’ve noticed your loved one exhibiting these signs, you should not hesitate to consult with a legal professional in order to learn how you can take immediate action against the nursing home in question.

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Leaks, the Most Common Roofing Problem

For residential and commercial roofs, roofing contractors offer owners of residential units, offices and buildings a choice: a flat roof system; a sloped roof system; or a waterproofing system.

Unlike any other components of a building, the roof is the most susceptible to damage due to severe weathering, contraction, expansion, and human abuse. Heavy rain, hail, excessive heat, ice or snow buildup, damp conditions and not enough sun, buildup of leaves and other debris; and lack of maintenance and cleaning and just a few of the causes of roof damage. If not repaired as soon as the first signs of minor damage are detected, then what starts as minor annoyances can intensify over time and become major problems which would take longer and more costly repairs.

The most common roof problems complained about by customers include missing or damaged shingles, molds or algae growth, clogged gutters, roof vent damage, and leaks. But though it is definitely unwise to postpone repair of roof damage, many commit the error of delaying repairs, thinking that the problems (mentioned above) are not really causes of worry or trouble.

As explained by the Ft. Lauderdale roofing company in its website, where leaks are the problem, roof repair is the immediate, though temporary solution. Leaking roofs are refurbished at what are called “flashing conditions,” areas where the roof changes directions; 90% of all roof leaks originate from flashing conditions.

Because roof repair is more affordable for customers and will never interrupt their (home or business) activities, a good and trusted roofing contractor would openly recommend it to customers instead of roof replacement, which is not necessary as the roof is still possible and worth repairing.

Before starting any job or tying customers to any job contract, roofing contractors also usually first conduct a free commercial roofing analysis which is done by a certified forensic specialist for the purpose of surveying the overall condition of the roof. This roofing analysis aims to find out the age, dimensions, shingle type and slope of the roof, to enable the contractor to prepare a customized report on the current condition of the roof and its expected durability.

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Impacts of Spinal Cord Injuries

The study of a type of roundworm – C. elegans – is providing researchers with a platform to investigate how to fast-track the regeneration of central nervous system brain cells that can serve as a cure for people suffering from spinal cord injuries and paralysis.

In a study which was published online in the Proceedings of the National Academy of Sciences on April 26, 2016, Boston University School of Medicine researcher and lead author Christopher Gabel PhD, said, “We describe a new type of neuron regeneration in C. elegans that is independent of previously discovered regeneration pathways.”

Gabel, who is the assistant professor of physiology and biophysics at BUSM added, “At the end of development, neurons in the adult human CNS, such as the brain and spinal cord, lose their ability to effectively regenerate in response to injury. But, when two lesions are made to the same neuron, remarkably, some cells in the human CNS robustly regenerate – a phenomenon known as lesion conditioning and which was strikingly similar to what we saw in our elements with C. elegans.”

The website of Crowe & Mulvey, LLP says that when a person has incurred a spinal cord injury, he should expect that every aspect of his life would be affected by this phenomenon. For instance, if one gets injured at the lowest part of the spinal cord – which is referred to as the neurological level of the spine – a person experience either complete paralysis (loss of all sensory and motor functions below the spinal cord injury) or incomplete paralysis (loss but not total loss of sensory and motor functions below the affected area in the sense that some feelings and some motor functions can still be felt and exercised, respectively).

Among the most common impacts of a spinal cord injury include loss of movement, sensation which includes the ability to feel cold and heat, and bowel or bladder control; pain or an intense stinging sensation due to the damage incurred by the spinal cord; and difficulty in breathing and in expelling secretions from one’s lungs.

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What If Someone Injures Me?

To start with, do not panic. Anxiety is often brought on by problems or concerns about things that haven’t occurred but you believe are heading to result into catastrophic, almost planet-ending situations. It really is the best strategy to attempt to keep yourself considering realistically.

The best thing if you have been injured by someone to do is to assess the situation. Is the injury one that is easily blown off and forgotten by the end of tomorrow or is it something that could totally hinder you from seeking your profession? It is most likely not worth trying to follow the lawful action for in the event the former. If it’s the latter, action at law is a potential course of action due to the expenses which are essential in order for you to recover from your trauma.

As stated by the internet site of the Hankey Law Office, you should make sure that your recovery is prioritized instead of letting worries of the future make you more nervous than you need to be; getting help that’s more experience than you with one of these issues may make procedures substantially smoother and less trying than they have to be, rather than working everything on your own.

Harm which has been triggered to the victim’s person – be it a bodily, psychological, or psychological injury (or possibly a mix or 2 or maybe more of the sorts of injuries) – due to random or deliberate carelessness is topic for examination under the rights system through the pursuit of a personal injuries situation. These kinds of cases may become complicated because of the various aspects and parameters to contemplate.

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Solving Issues of Insurance Bad Faith

It is in the very nature of accidents to be unpredictable. There is no way to account for when an accident will exactly occur nor is it possible to precisely name how it will turn out. As a result, the public is constantly urged to practice vigilance and awareness to ensure that any risk is properly reduced. One of the ways the public is encouraged to do this is by setting up insurance policies that can cover for damages and injuries arising from accidents. Any catastrophic accident is sure to leave individuals vulnerable in many different aspects. Preparing for the possible financial issues caused by such incidents can go a long way in ensuring that damages and injuries are properly addressed.

Holding an insurance policy is considered to be among the most important steps to take to prepare for accidents. Unfortunately, there are some policy holders that fail to receive appropriate compensation for their valid claims. While it is often sought as the best back-up plan to any untoward event, having an insurance policy doesn’t necessarily guarantee financial assistance. With select insurance providers failing to provide proper payments to their clients, insurance bad faith remains an existing issue. Even those who have opted to pay higher premiums fall victim to the industry’s cracks. According to the Jeff Sampson Law Firm, of the most notable instances of insurance bad faith include delayed claims, denied claims, reduced claims, and insurance fraud.

All in all, any act of insurance bad faith is considered a gross violation of both the implied and legal agreement between insurance providers and policy holders. It is an unfortunate reality that there a number of dubious insurance providers that are far more interested in safeguarding their own interests rather than those who are paying for their services. Those thinking of purchasing insurance policies should look out for dodgy practices such as false advertising and exaggerating or misrepresenting the insurance policy plan that may suggest more troubles down the road.

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Burns: One of the Severe Effects of Chemical Hazards

There are about 32 million workers in the US who are regularly exposed to chemical hazards, according to the US Department of Labor. And with around 650,000 chemical products already available in the market and hundreds more being introduced every year, both employees and employers have a lot to be concerned about.

While factory workers, construction workers, those in the cleaning business, and those whose work is directly involved in the extraction or manufacture of hazardous substances, face the greatest risk of injury and/or illness, office workers also get a share of the danger whenever paint, cleaning chemicals and other dangerous substances are used in their work area that is poorly ventilated.

The injury that chemicals can cause depends on their type and a person’s level of exposure to these. Besides direct skin contact, a person can also be injured through ingestion or swallowing, which happens when, after handling the toxic substance, the person eats or smokes without washing his/her hands first, or through inhalation of chemical fumes. The toxic gases and vapors released by chemicals not only irritate one’s nose and throat; often, these fumes settle into the blood stream or lungs, where these create the worst and deadliest damages.

The injurious effects of chemicals include serious health disorders, damage to internal organs, respiratory problems, birth defects, disfigurement, and severe burns. Burns are caused not only by fire or contact with a very hot object (thermal burn), but by chemicals too. And, according to the Occupational Safety and Health Administration’s (OSHA) Hazard Communication standard (HCS), the worst thing about chemicals is that these not only cause physical hazards, but health hazards as well.

By physical hazard, HSC means that a chemical is not just combustible or flammable, but supports fire or burning too. Health hazard, on the other hand, means that a chemical can cause severe or lasting health effects in workers who are regularly exposed it.

The website of The Law Offices of Crowe & Mulvey, LLC, points out the consequences and the extreme pain and difficulties that burn victims can suffer from. Besides the possible permanent damage that burns can cause, there will also definitely be the costly medical bills and, possibly, life-changing disabilities.

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What Not to Put in Storage Units

According to the website of Ben White Mini Storage, you should utilize all of the space in your storage unit. However, this does not mean to fill it to the brim with unnecessary items or ones that do not belong in storage units. This could potentially become very dangerous.

Flammable items should not be out of your sight for too long. Therefore, keeping them in a storage unit would not be ideal. They would pose a risk to the rest of your items in the unit as well as the unit in general. This would most likely cost much more than the items lost, considering the potential damage that could be done to the unit.

Food should never be stored away in a unit. This will cause rodents and insects to appear. Plus, why keep something of immediate use in a storage unit anyway? If you are planning on using it as a post-apocalypse hiding spot, re-think that idea, find a better hiding spot, and store your non-perishable food there.

Although it is rare you will use important legal documents, keeping them in storage further increases the risk of them getting stolen. Instead, keep them in a safe or strategically buried in miscellaneous items in your home.

Make sure you do not use your storage unit as a place to keep your pets when you are not home. Not only is this a scarring experience for animals due to its lack of light and space, but it is also illegal. Most people who love animals enough to get a pet would not even think of doing this, but for those that have thought about it, know that you can face legal consequences.

Bicycles should be there for you when you want to spontaneously exercise but do not have enough motivation to go running. That being said, do not keep your bike in a storage unit because by the time you get to the storage unit to pick it up, you might lose the small amount of motivation you managed to pull together.

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Debt Negotiation – A Better Legal Option in Solving a Debt Crisis

The US Bankruptcy Code offers business firms and individuals various legal means that will enable them rise up from overwhelming debts and regain stability through financial control. One of these legal solutions is bankruptcy, which has two types: liquidation bankruptcy and reorganization bankruptcy.

Bankruptcy offers many advantages, such as the restructuring of the debt payment scheme to make monthly payments more affordable, the discharge of all unsecured debts (such as debts due to credit card use, medical bills, personal loans, etc.), or the liquidation of certain assets and properties to pay non-dischargeable debts (these are usually debts owed to the government).

There are different chapters in the US Bankruptcy Code, each designed to address an individual’s or a firm’s specific financial situation. There is chapter 7 (which is liquidation bankruptcy), chapter 11 (or business reorganization, chapter 12 (designed for families of farmers and fishermen), and chapter 13 (or business reorganization designed for sole proprietors).

In the year 2010 alone, the U.S. federal bankruptcy courts recorded the filing of more than 1.5 million personal bankruptcy cases. Millions of American individuals and hundreds of business firms (both small and giant firms) resort to bankruptcy due to the many advantages it offers. However, a good business lawyer would not right away offer bankruptcy as the main solution to overwhelming debts. He/she will first discuss bankruptcy’s advantages and disadvantages, as well the benefits and detriments of other legal means, like debt negotiation.

The law firm of Ryan Ruehle explains pretty clearly what bankruptcy and debt negotiation are, the specific chapters of the bankruptcy code (with the specific benefits offered by each chapter, as well as the requirements for eligibility), the differences between the two legal solutions, and the advantages and disadvantages of both.

On top of the advantages, bankruptcy also orders an “automatic stay” once it is filed. This stay stops any attempts made by creditors to repossess, or foreclose on, a debtor’s property, order an eviction or utility shut-off, and force the debtor to pay through harassing tactics that include threat of a lawsuit, sending of email/text messages, phone calls, letters, and a court request to have the debtor’s wages garnished or his/her bank account levied.

Ryan Ruehle, however, points out that debt negotiation may prove to be better due to the more manageable payment plan that it offers. This is because debt negotiation:

  • Does not require a litigation process (which bankruptcy requires)
  • Offers debtors the choice of paying the debt through a single/lump sum payment or through more affordable monthly payments
  • Frees the debtor from being harassed by debt collectors, as well as from lawsuits and any legal action that will result to the forced sale of his/her properties
  • Reduces or defers interest payments, lengthens the time span of payment, and allows the consolidation of loan payments
  • Can reduce the amount of the loan to more than half its original sum

It will require great negotiation skills and extensive financial expertise, however, to make debt negotiation effective and successful.

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