Burns: One of the Severe Effects of Chemical Hazards

There are about 32 million workers in the US who are regularly exposed to chemical hazards, according to the US Department of Labor. And with around 650,000 chemical products already available in the market and hundreds more being introduced every year, both employees and employers have a lot to be concerned about.

While factory workers, construction workers, those in the cleaning business, and those whose work is directly involved in the extraction or manufacture of hazardous substances, face the greatest risk of injury and/or illness, office workers also get a share of the danger whenever paint, cleaning chemicals and other dangerous substances are used in their work area that is poorly ventilated.

The injury that chemicals can cause depends on their type and a person’s level of exposure to these. Besides direct skin contact, a person can also be injured through ingestion or swallowing, which happens when, after handling the toxic substance, the person eats or smokes without washing his/her hands first, or through inhalation of chemical fumes. The toxic gases and vapors released by chemicals not only irritate one’s nose and throat; often, these fumes settle into the blood stream or lungs, where these create the worst and deadliest damages.

The injurious effects of chemicals include serious health disorders, damage to internal organs, respiratory problems, birth defects, disfigurement, and severe burns. Burns are caused not only by fire or contact with a very hot object (thermal burn), but by chemicals too. And, according to the Occupational Safety and Health Administration’s (OSHA) Hazard Communication standard (HCS), the worst thing about chemicals is that these not only cause physical hazards, but health hazards as well.

By physical hazard, HSC means that a chemical is not just combustible or flammable, but supports fire or burning too. Health hazard, on the other hand, means that a chemical can cause severe or lasting health effects in workers who are regularly exposed it.

The website of The Law Offices of Crowe & Mulvey, LLC, points out the consequences and the extreme pain and difficulties that burn victims can suffer from. Besides the possible permanent damage that burns can cause, there will also definitely be the costly medical bills and, possibly, life-changing disabilities.

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What Not to Put in Storage Units

You should utilize all of the space in your storage unit. However, this does not mean to fill it to the brim with unnecessary items or ones that do not belong in storage units. This could potentially become very dangerous. Flammable items should not be out of your sight for too long. Therefore, keeping them in a storage unit would not be ideal. They would pose a risk to the rest of your items in the unit as well as the unit in general. This would most likely cost much more than the items lost, considering the potential damage that could be done to the unit. Food should never be stored away in a unit. This will cause rodents and insects to appear.

Plus, why keep something of immediate use in a storage unit anyway? If you are planning on using it as a post-apocalypse hiding spot, re-think that idea, find a better hiding spot, and store your non-perishable food there. Although it is rare you will use important legal documents, keeping them in storage further increases the risk of them getting stolen. Instead, keep them in a safe or strategically buried in miscellaneous items in your home. Make sure you do not use your storage unit as a place to keep your pets when you are not home. Not only is this a scarring experience for animals due to its lack of light and space, but it is also illegal.

Most people who love animals enough to get a pet would not even think of doing this, but for those that have thought about it, know that you can face legal consequences. Bicycles should be there for you when you want to spontaneously exercise but do not have enough motivation to go running. That being said, do not keep your bike in a storage unit because by the time you get to the storage unit to pick it up, you might lose the small amount of motivation you managed to pull together.

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Debt Negotiation – A Better Legal Option in Solving a Debt Crisis

The US Bankruptcy Code offers business firms and individuals various legal means that will enable them rise up from overwhelming debts and regain stability through financial control. One of these legal solutions is bankruptcy, which has two types: liquidation bankruptcy and reorganization bankruptcy.

Bankruptcy offers many advantages, such as the restructuring of the debt payment scheme to make monthly payments more affordable, the discharge of all unsecured debts (such as debts due to credit card use, medical bills, personal loans, etc.), or the liquidation of certain assets and properties to pay non-dischargeable debts (these are usually debts owed to the government).

There are different chapters in the US Bankruptcy Code, each designed to address an individual’s or a firm’s specific financial situation. There is chapter 7 (which is liquidation bankruptcy), chapter 11 (or business reorganization, chapter 12 (designed for families of farmers and fishermen), and chapter 13 (or business reorganization designed for sole proprietors).

In the year 2010 alone, the U.S. federal bankruptcy courts recorded the filing of more than 1.5 million personal bankruptcy cases. Millions of American individuals and hundreds of business firms (both small and giant firms) resort to bankruptcy due to the many advantages it offers. However, a good business lawyer would not right away offer bankruptcy as the main solution to overwhelming debts. He/she will first discuss bankruptcy’s advantages and disadvantages, as well the benefits and detriments of other legal means, like debt negotiation.

The law firm of Ryan Ruehle explains pretty clearly what bankruptcy and debt negotiation are, the specific chapters of the bankruptcy code (with the specific benefits offered by each chapter, as well as the requirements for eligibility), the differences between the two legal solutions, and the advantages and disadvantages of both.

On top of the advantages, bankruptcy also orders an “automatic stay” once it is filed. This stay stops any attempts made by creditors to repossess, or foreclose on, a debtor’s property, order an eviction or utility shut-off, and force the debtor to pay through harassing tactics that include threat of a lawsuit, sending of email/text messages, phone calls, letters, and a court request to have the debtor’s wages garnished or his/her bank account levied.

However, debt negotiation may prove to be better due to the more manageable payment plan that it offers. This is because debt negotiation:

  • Does not require a litigation process (which bankruptcy requires)
  • Offers debtors the choice of paying the debt through a single/lump sum payment or through more affordable monthly payments
  • Frees the debtor from being harassed by debt collectors, as well as from lawsuits and any legal action that will result to the forced sale of his/her properties
  • Reduces or defers interest payments, lengthens the time span of payment, and allows the consolidation of loan payments
  • Can reduce the amount of the loan to more than half its original sum

It will require great negotiation skills and extensive financial expertise, however, to make debt negotiation effective and successful.

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Trucking Accidents

Drive far enough and long enough and chances are an accident will happen. This is especially true when it comes to commercial truck drivers, who not only have the stress of constantly being behind the wheel day in and day out, but also the pressure to clock in as many miles as possible to maximize income. A major cause of truck accidents is driver fatigue, and that can mean a heap of bad news of a whole lot of people. Commercial truck drivers in the U.S. are held to a higher standard licensing-wise than an ordinary driver, primarily because they operate a much more dangerous vehicle due to its weight and size, and sometimes also because of what they carry.

A truck accident involving a big rig carrying gasoline, toxic chemicals, and other hazardous materials can mean disaster on many levels, including personal injury, property damage, and environmental pollution. An accident may not even be anyone’s fault but it is disastrous just the same. This is the reason why it is so important that truck drivers and trucking companies maintain a high standard of care when putting these large trucks on highways. Unfortunately, a lot of drivers and trucking companies fail to take this responsibility sufficiently to heart. When a truck driver violates the hours of service, with or without the knowledge of the employer, they both become liable for any personal injury or property damage that results from driver fatigue.

The same applies for a driver who is intoxicated or distracted, the owner whose equipment and vehicles are poorly maintained, or the parts manufacturer who supplies a defective product that causes an accident. Victims of truck accidents or eligible family members can sue those responsible in civil court, but filing a claim and winning it are two different things. The services of an experienced truck accident lawyer will be necessary to prove negligence and put together a convincing case to encourage a just settlement or award. If you have been injured in a truck accident, make sure to contact a personal injury lawyer as quickly as possible. An attorney will be able to help you through the legal process, making sure you understand all of the complexities of the law. This is a difficult and stressful time and you shouldn’t have to go through it alone.

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What Everyone Should Know About Dealing With A Personal Injury Case

Are you trying to learn about personal injury cases due to your own injury or a past trial? Either way, it is wise to learn the ins and outs of this kind of law in order to be successful with your own experience. The information included here will give you a great background when it comes to making a personal injury claim.

Even if you are in an accident and you do not feel like you are injured, go see a doctor. There are many times that injuries come up later as a result of an accident. Seeing a doctor will show that you had some concerns about your condition early on.

During your initial consultation with your personal injury lawyer, check to see how organized he is. This is important because you will want someone who is on top of their game to represent you. Small personality traits like this can make all the difference when the lawyer is making your case in court.

If you are looking for a reputable personal injury lawyer, ask around your friends and family for referrals. They may have been involved, or may know of someone who has used, the services of such a lawyer in the past. They will be able to give positive and negative recommendations based on their experiences. If none of your

Ask your lawyer any questions that you have. These questions should consider your overall expectations so that you’re aware of everything involved. Asking questions will make you more comfortable and build trust between you and your lawyer.

If the lawyer you are talking to normally works with insurance companies, you probably want to pass on their services. Instead, you want someone who has experience helping the injured person. These personal injury attorneys should have the background that you need to successfully win your case, and you will probably feel more comfortable with them as a result.

What you should take away from this article is that you don’t have to be a personal injury expert in order to navigate the field correctly. The more information you know, the better chance for success you have. Use the tips in this article to guide you and make you prevail. Obviously, having the help of an attorney can make a significant difference and is the most recommended way to proceed with a lawsuit. Nevertheless, people have successfully represented themselves in court.

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ERISA Claims

It was once not uncommon for employers to offer robust pension plans so their employees could be ready when the time for their retirement arrived. They were a reward for loyalty and created strong relationships between the employer and employee. With the rise of other forms of retirement plans, usually not provided by employers, pensions became less common, but more desirable.

The Employee Retirement Income Security Act of 1974 or ERISA is primarily the federal government’s endeavor to protect the rights of an employee with a private pension or health care plan in terms of the fiduciary responsibility of the employer or plan administrator. The concept of watchdog legislation for retirement benefits came into being with the failure of the defunct Studebaker Corporation to properly manage and fund the pension plan, leaving a majority of the employees with a fraction of what they should have gotten, or none at all.

ERISA does not compel private industries to set up a pension or health care plan for their employees; it merely ensures that those that do establish such plans can deliver on what they promise. ERISA ensures the availability of the expected funds to employees upon retirement by regularly monitoring the financial management of these plans and requiring insurers to be transparent in their dealings with their planholders.

However, aside from fiduciary responsibility, it is also within the mandate of ERISA that pension or health care plan providers which wrongfully deny, delay or undermine payments to their policyholders can be held civilly liable for insurance bad faith. ERISA claims can be legitimately made by retirees or those who may have survivor benefits when they are denied disability, health care, or retirement benefits they have been promised as part of their employee benefits. In effect, ERISA provides the bullets in which any attempt of the insurer to shortchange their plan holders can be shot down.

Unfortunately, dealing with insurance companies determined to stick to their guns can be very complicated, typically beyond the understanding of laypersons and even some lawyers. It is important to retain the services of a lawyer whose specialty is in insurance bad faith and ERISA claims in order to effectively address the legitimate financial and health claims of a retiree.

According to the website of this Wyoming ERISA claims lawyer , a prepared and experienced attorney will know how to fight an insurance bad faith case effectively. It is imperative that all of the evidence be compiled and presented in a way that is congruent with what a court of law will find convincing. This will entail a lot of documentation that the average person may not consider.

For those who have been hurt because of insurance bad faith, contacting a insurance law attorney is essential. A lawyer will be able to help you through your case and can make sure that you get the compensation that you deserve.

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The Medical Advantages (or Disadvantages?) of Risperdal

The nerves of the brain are able to transmit messages to each other through the chemical neurotransmitters, which they, themselves, produce. Neurotransmitters, then, move from one nerve to another, attaching themselves to these nerves’ receptors to either stimulate or restrain their function. Risperdal, an oral drug, was developed to change the effects of neurotransmitters in the brain. Through this drug, abnormalities in the way the nerves communicate with each other are reduced, altering the psychotic state of an individual in the process (the abnormalities are identified as the cause of psychotic illness.

Claimed much safer to use compared to other anti- psychotic medicines produced before it, Risperdal instantly gained popularity in the medical realm. By 2011, more than 10 million prescriptions of the drug had been given to children with signs of irritability caused by autism and to those suffering from manic depression, schizophrenia and schizoaffective disorder. The drug is available under the brand names Risperdal, Risperdal Consta and Risperdal M-Tab; there are also many different generic versions that take the name Risperidone. Risperdal was approved for medical use and prescription in 1994, two after Janssen-Cilag Limited, which is part of Johnson & Johnson. Though effective to some, others are cautioned before taking Risperdal, advising them to inform their doctors of any history of family illness, such as kidney, liver, diabetic and heart problems.

Pregnant women (or those intending to become pregnant soon), are, likewise advised to consult with their doctor about the safety of Risperdal. To elderly people suffering from dementia, however, use of Risperdal is strictly not allowed due to the increased risk of fatality it will subject them to. Besides treating schizophrenia, Risperdal has also been prescribed by doctors for off-label use (use on illnesses not approved or recommended by the US Food and Drug Administration), like Tourette syndrome, obsessive-compulsive disorders and stuttering. Like other anti- psychotic drugs, as well as like many other types of medicine used to treat severe illnesses, Risperdal has been linked to many moderate, severe and, even, fatal effects on those who have taken it. Despite this, the argument that “its benefits outweigh the damages it can cause” is reason enough to keep its availability in the market. Some of the adverse effects Risperdal causes are Neuroleptic Malignant Syndrome (NMS), Tardive Dyskinesia, stroke and increased risk of diabetes. In 2003, 16 deaths were also reported as having been caused by this anti- psychotic drug.

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The Effects of a Criminal Conviction on Divorce Proceedings

Divorce proceedings can be complex enough when it is dissentious and involves one or both spouses having a criminal conviction. Add to the mix the fact that the dissolution has international implications, and it is one big headache all around.

Divorce in the U.S. is common enough. In fact, about half of all marriages end in divorce. But a criminal conviction can complicate matters when it comes to child custody, property division, and financial support. It is best to avoid a criminal conviction as much as possible not only for its effects on divorce proceedings but on a person’s life in general. The more violent or serious the crime, the more effort should be made to aim for a dismissal or reduced charges. The assistance of a Wisconsin criminal lawyer can increase the likelihood of a person’s criminal charges being reduced.

But an international divorce is something else altogether. Although most countries have legalized divorce (save for the Vatican and the Philippines), the laws governing them differ from country to country. Child custody, property division, and financial support will differ, as will the enforcement. Depending on the nationality of the spouses, where they were married, where they lived and worked, where they applied for divorce, and the circumstances of their family life will all have a significant impact on the divorce, and that is not including the ramifications of a criminal conviction on the ability of a spouse to participate in the process of an international divorce.

It is a given that the divorce lawyer should be competent and experienced in the state where the divorce was applied to protect the interests of the client to the full extent of the applicable laws. However, it takes a whole different set of skills and competencies for a lawyer to represent a client in an international divorce. For example, it would be difficult to divide property when one or both spouses have property or business interests in another country with different divorce laws. The lawyer has to be familiar not only with U.S. laws but also international laws governing cross-cultural marriages and their dissolution.

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Common and Persistant Medical Dangers

There is no injury more personal than that of medical malpractice. Because a majority of people place their whole trust in the ability of doctors, hospitals, and all aspects of the healthcare industry to protect them from bodily harm, sustaining serious injury or death because of negligence undermines not only physical health but emotional security as well. Moreover, medical malpractice often involves close contact with one’s person, and the potential harm this poses can be extreme indeed.

Medical dangers take many forms. While medical malpractice perhaps excites the most horror, trauma and incredulity, one can also suffer grievous harm from drugs and medical devices. This can due to the lack of proper testing, improper marketing for off-label use, or simply defects in its manufacture or design. Many breakthrough drugs or devices that had early promise have led to health problems and complications which the manufacturers knew or should have known about, but failed to warn physicians and the public. This was done mostly to protect what most medical drug and device companies are most concerned with: profit. It’s as textbook as a “profits over people” mentality can be. These companies make so much money, that even if they are forced to shell out tens of millions of dollars to injured patients, they’re still sitting on hundreds of millions.

A good example would be the personal injury practice which galvanized the orthopedic community in 2012 and led to a rush of civil litigation against the manufacturer Stryker Orthopedics. Among other complications, those implanted with the Rejuvenate and ABG II product lines developed metallosis, a condition where elevated levels of heavy metals in the blood and tissue has a toxic effect. It was not the first time that Stryker had been cited for marketing defective products.

Some patients who only want to get curative or palliative care find themselves worse off because of the medical dangers that lurk unsuspected in healthcare. However, they need not remain victims. Engaging the services of an experienced personal injury lawyer will at the very least provide some compensation to cover medical expenses and for the pain and suffering, and hopefully provide motivation for these members of the healthcare industry to try harder to do better.

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BP Oil Spill Claims and Appeals

Recent issues that have arisen out of the way the Gulf Coast Claims Facility (GCCF) has been processing individual and business claims under the Economic and Property Damage Class Action Settlement Agreement has made it very difficult for those making legitimate BP oil spill claims and appeals. The latest decision of the Fifth Circuit Court of Appeals to halt all claims and appeals processing under the settlement can spell disaster for many who have pinned their hopes on the compensation funds to get back on their feel.

The biggest hindrance to successful payouts to date is the motion filed by BP Plc challenging the hitherto unquestioned causation protocols of the Settlement. These protocols determine the extent to which the oil spill was responsible for economic losses both for individuals and businesses. Claims that have already been processed but not yet paid will have to wait until the investigation into the challenge is completed.

Just as approved claims have been delayed, the oil spill claim appeal process has likewise been suspended for denied claims. This can have serious consequences for legitimate claimants because the appeal process follows very strict timelines that can easily nullify any appeal even if the claim proves to be justified. Nearly four years down the road, a majority of the victims of the BP oil spill can still expect little relief in the near future. For many of them it is already too late as BP exerts tremendous efforts to go back on their stated intentions to make fair and just compensation. It is unfortunate that the fraudulent activities of a few should have so much impact on the fates of thousands of innocent victims. For those still hanging on to the hope of compensation, it is best to engage the services of a firm with extensive experience in dealing with this particular tragedy. Such a law firm would have a thorough knowledge of the ins and outs of the claims and appeals process, and that would be the only way for a BP oil spill claim will have a positive outlook at this point.

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